SBFC Law Group Does Wonders for Credit Repair
As you know, countless people are being hurt by the economy and are turned loose with nothing but terrible credit. The worst thing is that they will keep this bad credit when the economy turns around and the are left to fend for themselves. Good Luck.
Only Frauds Claim They Can Get Rid of Bankruptcy
Don’t waste your cash (or worse, credit) on someone that tells you that they can restore your credit completely or that they can erase a bankruptcy from your record. It just isn’t going to happen. “Legit” marks against you will stay against you. Remember, only “legit” marks.
The First Step
The first thing that you need to do is to get your hands on all your credit report from each of the three bureaus. As long as you don’t request the credit score, it’s free. Credit scores are about 8 bucks
Seven Years Past the Final “Action” On An Report
Understand that bad credit other than bankruptcies and such can stay on your credit fro a period of time no longer than seven years (beyond the last “action”) that was made on the account. Get it? Seven years after your final payment on that account, not seven years after the negative report flagged.
Credit Reporting Errors are Extremely Common
The days when credit agencies can get away with a mistake on your credit report are gone. Learn the simple ways of challenging negative tiicks and use them if you find any mistakes like that. Trust me! Credit reporting mistakes are no stranger to credit reports.
Credit Cards – Good or bad. Both
Finally, after you have done what you can in these few areas, credit repair comes down to building new credit and replacing bad credit. Credit cards are a good and bad because they are great for building credit but if used wrong, they can also quickly kill a persons credit.
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